Modern Or Vintage Home Buyer Advice
Historic Homes vs New Home Buying

Modern or vintage home? What's the best home buying plan for you, historic homes or new home buying? I don't know about you, but I have a hard time deciding. I like both!

In fact, I've had the privilege of living in a New York brownstone, California mid-century, LA highrise apartment, Southern traditional, Las Vegas new construction, and an Illinois farmhouse. When thinking of vintage houses, I get that warm and fuzzy feeling. However switching my thoughts to modern homes, I'm instantly energized.

How about you? You may prefer function over cozy. Or perhaps charm over sleek. Just don't make up your mind without reading my article. Let your taste rule!

Decision Time For Buying A House - Vintage Or New Construction

Modern or vintage home? Benjamin Franklin knew how to answer that question!

"Beauty like supreme dominion, is but supported by opinion."

In other words, whether you prefer buying a house newly constructed or a turn of the century home, it is all a matter of taste.

Consider architecture. Wood frame windows or expansive glass?

Picture your perfect neighborhood. Tree lined streets or sleek landscaping?

As long as outdated electrical doesn't scare you, the character of a 19th century Victorian may be worth the cost of repairs. But for anyone with week-end plans that don't include wearing a tool belt, new construction might fit the bill. Yes, it is all a matter of what you value.

Take for instance convenience. Multiple outlets on each wall. Gas fireplaces. Bamboo flooring. Efficient closets. Modern kitchen. Or do you prefer the tradeoff of charming gables, oak flooring, wood burning fireplaces and a kitchen window overlooking the backyard?

Now consider efficiency. Do you require air conditioning or are fans satisfactory?

As the Greeks described individual taste, beauty is in the eye of the beholder. To help decide, ask your real estate agent to take you out for a comparison. Because when it comes to buying a house, taste is the all-important qualifier. May your taste rule!

One last thought, modern or vintage home, whichever you decide, consult a home inspector.

Prime Real Estate Articles Tip No.50
Home Mortgage Application | Borrower Address

The home mortgage application will ask for your home address. Two points to consider.

First of all, include all addresses for the last 24 months.

Secondly, you will see a space for mailing addresses. Some people like to use a P.O. Box for security reasons. When you add this information to your application, bring it to the attention of your mortgage professional as it is easily overlooked.

Understanding Mortgage Applications

Take the guided tour with Kate's unique tips for filling out your home mortgage application...

Coborrower | Responsibility | Loan Type | Appraisal | Rates/Terms | Address/Units | Legal Description | Year Built | Purpose | Usage | Construction | Refinance | Title 1 | Title 2 | Fee Simple | Down Payment | Name | SS Number | Phone Number | DOB/Education | Address | Employment | Income | Housing Expense | Assets | Liabilities | Real Estate Schedule | Transaction Details | Declarations | Acknowledgement | Government Monitoring | Application Interview

View FNMA 1003

A Gold Mine Of Homeowner Help From Ask Kate

How To Buy A House - Tips On Buying A Home

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Roadmap At Prime Real Estate Articles

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