Ask Kate Question and Answer Headquarters

home buying | mortgage | refinance

Welcome to Ask Kate Question and Answer HQs where you'll find letters from home buyers and homeowners.

**Super Kate Tip: Leverage your consumer rights.
Let a Law Firm Remove your Negative Items from your Credit Report!**

Hi, I'm Kate Ford, the mastermind and chief architect of this website and I will be your guide. But first, I'd like to share a story with you.

What Readers Really Want To Know About Real Estate

My first website Get-Your-Best-Mortgage-Rate.com is the original home of Ask Kate™. Within weeks of launching the site, questions began trickling in from Readers asking for mortgage help.

Well, one thing lead to another making Ask Kate™ the heart and soul of Get Your Best Mortgage Rate. Today, Ask Kate™ keeps the website up-to-date and in touch with what Readers REALLY want to know.

Originally to host my published articles, my next endeavor has been creating this informational real estate site. Now I'm excited to announce that Prime Real Estate Articles is home to Ask Kate™ too.

Ask Kate Question and Answer Headquarters

With that little bit of history, let's take a stroll together. As you browse through the following letters, keep in mind that you can also Ask Kate.

CREDIT - Ask Kate Question and Answer

Buying A Home After Bankruptcy - I am currently filing for bankruptcy because I am unemployed and unable to keep up with any of my bills. How long it will take to qualify for a mortgage after bankruptcy?

Buying A House After Foreclosure - Fair Credit Reporting Act of 1971 allows you to dispute inaccurate items on credit reports. If a listing is inaccurate, incomplete, misleading or unverifiable, it CAN BE removed.

Buying A House With Bad Credit - Terrible credit is the big bully overpowering good credit.

How To Repair Bad Credit - I'm a Realtor representing a home buyer who disputed the innacurate charge but the credit bureaus won't remove the derogatory item.

REFINANCE - Ask Kate Question and Answer

Peer To Peer Lending - Because we didn't take a construction loan, we maxed out our credit cards and fell into debt. How safe is trying to borrow from Lending Club?

Mortgage Refinance Questions - Lender or Broker? Which should I use? How much is too much yield spread premium and what is fair?

Making Home Affordable - I'm a sub-prime buyer left with about $136 for pet supplies, medication co-pays, gasoline for my car, and food.

Home Affordable Modification Program - My mother applied for the Home Affordable Modification Program and was declined because her home has equity.

BUYING A HOME - Ask Kate Question and Answer

Condo Financing Problems - Our offer got accepted for a detached condo but it's really a house. I don't know why the builder titled them as condos. Our loan is FHA. Can we still buy it?

Why Preapproval For Mortgage Is Important - A Realtor would not show my daughter property because of her limited income. How should she pursue buying a house?

Paying Cash & Condos for Sale by Owner - What is involved in a cash purchase of a condo? Do I need a real estate agent? What paperwork is required?

Buying A Foreclosure Property - We do not have the money to repair the heat pump. What happens now? Can we get our earnest money back? What about the money we paid for the appraisal?

Disclosing Mortgage Down Payments - If I disclose 2 sources for my mortgage down payment, must I use the money from those sources?

Assumable Mortgages - Kate, would a seller's assumable loan make it easier for me to purchase a home if I can't qualify for a mortgage?

Home Buyer Tax Credit - Does the tax credit for first time buyers apply if I were to purchase a place out right?

Advertising My House For Sale - Will my real estate agent use my ideas to market my house and who is responsible to pay for the advertising?

MORTGAGE - Ask Kate Question and Answer

FHA Loan Requirements And Co-borrowers - Despite my home buyer's outstanding credit, 28 years of employment, down payment, and savings, she was denied the mortgage.

How To Find Mortgage Lenders - Why isn't my good humor enough to get a loan?

Now It's Your Turn - Ask Kate Question and Answer HQs

Okay! It's your turn to ask a question. Go ahead! Every question is good at Ask Kate. Please be assured I read my mail! You can take that to the bank!

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